If you’re like me you’ll be starting to accumulate some really nice things now… you’ve taken that hand me down couch & dining suite that mum and dad gave you to Vinnies, furnished your home with your own pieces – picked and paid for by you, and are feeling a real sense of pride when you step inside your front door.
Buying or Renting it doesn’t matter, you’ve worked hard to get here and you don’t want to have to start from scratch should something disastrous and unexpected happen. If you were shrewd enough to insure your contents when you were just starting out, kudo’s to you! Now we need to ask have you reviewed, considered how much more you actually have now, and increased your Sum Insured accordingly?
Remember, this figure needs to be enough to replace everything with brand new items – and let’s face it, you’ve decked out the lounge room, kitchen, family room, bedrooms etc, have new whitegoods, appliances, electricals and all the latest IT gadgets… the $20,000 odd you had covered a few years ago just won’t be adequate anymore.
So, give yourself a pat on the back for getting this far, consider how much you really don’t want to have to go back to square one, review your contents Sum Insured if you didn’t do so last renewal and let us know if you need to adjust your cover.