As the state continues to recover from ex­Tropical Cyclone Debbie, the real cost of the cyclone will never be truly known.

The cyclone, which crossed the coast on 28 March 2017, was a category­four system and caused subsequent flooding in communities from the Whitsundays to New South Wales and then across to New Zealand. Over 72,000 Queenslanders requested assistance.

It is estimated that the total claims paid for all insurers to be around a massive $1.3 billion, there are other losses that are just not counted in this figure.

Cyclone Debbie caused the closure of many schools in Queensland for two days and many businesses also closed in the lead up. Once the Cyclone passed, affected areas remained crippled due to the damage to public utilities.

Business owners wore the cost of the closures with these figures unlikely to be ever known.

While many analysts expected the cyclone to have minimal impact on broader economic growth, there was severe damage to sugar and fruit and vegetable crops causing shortages in supply.

A quarter of all sugar produced in Australia comes from the Mackay­Proserpine region, with the Bowen region also being a key producer of fruits and vegetables including mangoes, tomatoes and capsicums.

But there are some positives that have come from Debbie including the fact that emergency services, including the SES and volunteers, did a marvellous job during the disaster.

And in comparison to Cyclone Yasi in 2011, Queenslanders now have wider insurance coverage options available to help them get back on their feet faster.

If you are not sure about your cover, give us a call today, we are here to make sure you’re covered the way you want to be and then when things go bad, we deal with the Insurance Companies to ensure you’re back to normal as fast as possible.