If you are in business you need liability protection, no ifs or buts. When your customer comes to you or you go to them, there is the risk of personal injury or property damage. This cover also provides protection for animals in your care, custody and control for no additional charge.
The biggest exposure you face and the most difficult to address is an allegation of failure. If you are teaching a skill Eg: a pet groomer, professional indemnity provides protection for claims bought against you including defense costs, settlements and judgments.
If your tools of trade were stolen or damaged in an accident, it is critical to get them replaced as soon as possible. Our General Property cover provides you protection Australia Wide.
If you are keeping sensitive client information on your computer system you need to protect it from theft. Hackers and cyber thieves are common and can access your client’s information holding you to ransom, causing you a lot of grief and possibly lost business. If you have Cyber Insurance then experts can jump in and fix the issue 24/7 if you have been attacked.
If your business suffered a major loss or interruption, how long would your cash last in meeting expense commitments? If it is less than 12 months, we need to talk!
Management Liability, Personal Accident & Illness, Commercial Motor Vehicle, Association Liability.
When a dog got injured during grooming, Julie initially panicked however she soon remembered she was covered for accidents like this. THE CHALLENGE Julie has her own dog grooming business…Read the Case Study
Chat to Alfie, our Client Advocate, or fill out our form so one of our team members can get in touch.