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Shopfitters Insurance

Proud National Associate Partners of the Interior Fitout Association

If you are involved in the interior fit out/shopfitting industry, we have experts with extensive experience that can assemble an insurance program that fits your unique needs.

Vital types of cover:

Contract Works 

This policy covers accidental damage/loss to materials & tools including whilst onsite. It can also include personal injury and property damage to Third Parties/ customers existing premises during the fit out. Annual & single-project covers available also.

For your Worksop

Without adequate building, contents, tools of trade & stock coverage, a major loss will stop you in your tracks. The prospect of reduced cover resulting from underinsurance can be as damaging as the loss itself. Insured values need to reflect replacement costs to ensure your complete protection.

Liability

If you are in business you need liability protection, no ifs or buts. When your customer comes to you, you go to them or you handle any item for sale or repair, there is the risk of personal injury or property damage.

Other covers to consider
Management Liability, Machinery Breakdown, Commercial Motor, Personal Accident & Cyber Insurance.

We offer the following protection:

Commercial Property Insurance

Building Insurance

Landlord building Insurance

we’ll ask the questions others wont.

While we all hope that our commercial property is a lucrative investment, it also comes with significant risks. Here’s just some of the questions we ask to make sure we get the right insurance.

Legislation, including the Fair Work and Workers Compensation Acts, have serious ramifications for sham contracting arrangements and there are insurance implications, even if they are found to be genuine, independent contractors.

Traditionally many property owners have Cash Flow Cover for a 12-month period. As projects have become larger and more complex, unless the building is quite small and basic, it is evident that 12 months is very unlikely to be enough. Consider if your building was required to be demolished, new plans approved by the council, construction completed, and new tenants in and paying rent. Are 12 months enough? We can arrange for longer periods of time to ensure you are covered.

Attackers don’t force your front door anymore….why would they when they can freeze, steal, or corrupt private information on your customers remotely?

We don’t ever expect a major loss to occur, but as we all know, it does happen. We can provide insurance options to assist in this scenario and ensure you can trade on.

  • Do you use contractors?

    Legislation, including the Fair Work and Workers Compensation Acts, have serious ramifications for sham contracting arrangements and there are insurance implications, even if they are found to be genuine, independent contractors.

  • Will my insurance run out before my cash flow returns to normal after a major event?

    Traditionally many property owners have Cash Flow Cover for a 12-month period. As projects have become larger and more complex, unless the building is quite small and basic, it is evident that 12 months is very unlikely to be enough. Consider if your building was required to be demolished, new plans approved by the council, construction completed, and new tenants in and paying rent. Are 12 months enough? We can arrange for longer periods of time to ensure you are covered.

  • How secure if your client information?

    Attackers don’t force your front door anymore….why would they when they can freeze, steal, or corrupt private information on your customers remotely?

  • How vital is current location to the success of your business?

    We don’t ever expect a major loss to occur, but as we all know, it does happen. We can provide insurance options to assist in this scenario and ensure you can trade on.

Case Study

Shopfitters Case Study

John’s company maintains all their equipment to a good standard, it’s their life blood after all.  But what happens when something goes wrong with their maintenance. THE CHALLENGE Two months…

Read the Case Study

Ready for a Quote?

Chat to Alfie, our Client Advocate, or fill out our form so one of our team members can get in touch.

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